NBFCs
RBI-aligned KYC, CERSAI verification, bureau pulls, collections intelligence, and DPDP 2023 governance — purpose-built for India's non-banking financial companies.
One platform. Every capability
your team needs.
RBI-Aligned KYC & CERSAI Orchestration
Aadhaar-based eKYC, video KYC, CERSAI property search, RC/DL verification, and GSTIN — all through one API. RBI-compliant audit trails generated automatically for every call.
MSME & Business Verification
MCA21 director lookup, GSTIN status, GST return analysis, and CERSAI charge search — orchestrated for MSME and business loan origination workflows.
Portfolio Early Warning
AI behavioural signals surface stress indicators in your loan book 6–8 weeks before a missed EMI. Enables proactive restructuring and collections prioritisation before NPAs crystallise.
Collections Intelligence
Propensity-to-pay modelling ranks delinquent accounts by recovery likelihood. AI-driven contact strategy optimisation improves collections efficiency by 28%.
Data Governance & RoPA for NBFCs
Build a complete Data Points Registry mapping every data field in your loan pipeline to its DPDP lawful basis. Generate RoPA for RBI or DPA inspection in minutes.
Bureau & Vendor Risk Monitoring
Monitor CIBIL, Equifax, CRIF, and all data processor partners against breach signals. Automated DPO approval flows flag issues before they become your liability.
Heard from the people
who run these businesses
"We used to manage 9 separate vendor contracts for KYC and bureau pulls. Tenacio collapsed that into one integration in under a week. Our ops cost dropped by 16% in month one."
"Early warning signals from Sense gave us a 7-week heads-up on accounts that eventually defaulted. That intervention window changed our collections game entirely."
"Shield took us from a compliance gap assessment to a fully audit-ready state in 5 weeks. Our DPO presented the RoPA to the board and they were genuinely impressed."